Additional
Information: Links to sites providing legal citations of laws pertaining to the application, approval, underwriting, and collection of credit accounts.
These are the laws that govern the approval and administration of loan applications, billing of credit accounts
Laws and Regulations Sites:
Home Ownership and Equity Protection Act Home Ownership and Equity Protection Act: Full text provided by Cornell Legal Information Institute. (Laws and Regulations) http://www4.law.cornell.edu/uscode/15/1639.html
Fair Credit Billing Act Fair Credit Billing Act: FTC summary of the law governing "open end" credit accounts. (Laws and Regulations) http://www.ftc.gov/bcp/conline/pubs/credit/fcb.htm
Consumer Leasing Act Consumer Leasing Act: Full searchable text provided by Cornell Legal Information Institute. (Laws and Regulations) http://www4.law.cornell.edu/uscode/15/1667.html
Legal Information Institute Legal Information Institute: An overview of consumer credit law with links to additional sources. (Laws and Regulations) http://www.law.cornell.edu/topics/consumer_credit.html
Credit Repair Organizations Act Credit Repair Organizations Act: Full text of the law regulating credit repair organizations. (Laws and Regulations) http://www.ftc.gov/os/statutes/croa/croa.htm
Fair Debt Collection Practices Act Fair Debt Collection Practices Act: FTC Educational material and staff opinions on the FDCPA. (Laws and Regulations) http://www.ftc.gov/os/statutes/fdcpajump.htm
Nolo.com Legal Encyclopedia Nolo.com Legal Encyclopedia: Information regarding debt and the wise use of credit. (Laws and Regulations) http://www.nolo.com/encyclopedia/dc_ency.html
Equal Credit Opportunity Equal Credit Opportunity: How the Equal Credit Opportunity Act (ECOA) protects consumers. (Laws and Regulations) http://www.ftc.gov/bcp/conline/pubs/credit/ecoa.htm
Equal Credit Opportunity Act Equal Credit Opportunity Act: Full searchable text provided by Cornell Legal Information Institute. (Laws and Regulations) http://www4.law.cornell.edu/uscode/15/1691.html
Fair Credit Reporting Act Fair Credit Reporting Act: FTC educational material and staff opinions on the FCRA. Also some information on the Fair and Accurate Credit Transactions Act of 2003 (called FACTA or the FACT Act). (Laws and Regulations) http://www.ftc.gov/os/statutes/fcrajump.htm